Payments built for modern business.

Accept digital payments. Settle efficiently. Move value with confidence.

First Digital Pay provides businesses with secure payment infrastructure connecting digital commerce with traditional financial settlement.

Payment received

Settled

12,450.00 USDC

Merchant
Halden Interiors Ltd
Settlement
USD 12,438.55
Reference
PAY-48213
Timestamp
14:32:07 UTC
  1. Received
  2. Verified
  3. Processed
  4. Settled

Recent activity

14:18Marlow & Finch LLPPAY-482123,200.00 USDSettled
13:56Aster Travel GroupPAY-482110.4120 BTCProcessing
13:41Northgate Supply Co.PAY-482108,975.00 EURSettled

Illustrative example

Financial infrastructure for modern commerce.

First Digital Pay connects the way customers choose to pay with the settlement experience businesses rely on, supported by processing controls, transaction records and operational visibility.

  • Payment Processing

    Accept payments through supported methods and integrated payment infrastructure.

  • Digital Asset Payments

    Receive eligible digital asset payments without building internal digital asset infrastructure.

  • Settlement

    Settlement options aligned to your commercial and operational requirements.

  • Enterprise Infrastructure

    Controlled, auditable and scalable transaction workflows for complex organizations.

One platform. Multiple ways to move value.

First Digital Pay helps businesses accept modern forms of payment while maintaining a familiar settlement and operational experience.

01

Accept Payments

Give businesses modern ways to receive payments through supported payment methods and integrated payment infrastructure.

  • Payment requests and payment links
  • Supported payment methods in one flow
  • Transaction records for every payment
Explore payments

Payment request

Amount due

4,800.00 USD

Awaiting payment
Invoice
INV-2026-0418
Customer
Aldridge Consulting
Payment methods
As enabled for this merchant
Link reference
PL-7F3K-92Q

Illustrative example

02

Digital Asset Payments

Enable eligible customers and counterparties to make payments using supported digital assets without requiring merchants to develop complex digital asset infrastructure internally.

  • Verification and compliance controls
  • Conversion handled per settlement arrangement
  • Settlement in the merchant's operating currency where eligible
Digital asset payments

Digital asset payment · PAY-48219

  1. Payment detected0.0710 BTC
  2. Transaction verifiedConfirmations met
  3. Required controlsCompleted
  4. ConversionPer settlement arrangement
  5. Merchant settlementUSD

Illustrative example

03

Settlement

Provide eligible merchants with settlement options designed around their commercial and operational requirements.

  • Settlement to designated accounts
  • Batch references and reconciliation data
  • Settlement reporting
Explore settlement

Settlement

Settlement amount

86,214.40 USD

Scheduled
Destination
Operating account ····4417
Batch reference
STL-20260929-03
Payments included
142
Expected settlement
Per settlement agreement

Illustrative example

04

Enterprise Payments

Payment infrastructure designed for organizations requiring controlled, auditable and scalable transaction workflows.

  • Configurable approval workflows
  • Audit logs and reporting
  • API and system integration
Enterprise solutions

Controls and reporting

ControlScopeStatus
Dual approval above thresholdAll entitiesActive
Counterparty verificationNew payeesActive
Daily settlement reportTreasuryScheduled
Webhook notificationsERP integrationActive
Audit logLast export 09:00 UTC

Illustrative example

Availability of products, payment methods and settlement options varies by jurisdiction and eligibility.

Digital payments in. Business settlement out.

First Digital Pay helps remove complexity between the payment method a customer chooses and the settlement experience a business requires.

  1. Customer

    Chooses a supported payment method

  2. First Digital Pay

    Receives and orchestrates the payment

    Orchestration layer

  3. Payment Processing

    Payment is processed under applicable controls

  4. Settlement Infrastructure

    Funds routed per settlement arrangement

  5. Merchant

    Receives settlement

    Destination

Example transaction · PAY-48213Payment initiatedProcessingSettlementComplete

Supporting every stage

  • Verification

    Payment and counterparty details are checked before processing continues.

  • Transaction Controls

    Configurable rules govern how each payment is handled.

  • Settlement Records

    Every step is recorded for reconciliation and reporting.

Illustrative only. Processing steps, settlement options and timing depend on the applicable arrangement, jurisdiction and eligibility.

Security built into the payment lifecycle.

Payment infrastructure requires more than speed. First Digital Pay is designed around security, transaction controls, operational visibility and responsible financial infrastructure.

01Account Security
Controls designed to help protect access to payment operations.
02Business Verification
Business and account information can be reviewed as part of eligibility and onboarding requirements.
03Transaction Controls
Operational controls designed to support appropriate payment workflows.
04Access Management
Structured access for authorized users and business operations.
05Operational Visibility
Payment and settlement activity presented through clear transaction records and status information.
06Security & Support
Clear resources for security information, operational assistance and incident reporting.

Payment infrastructure for complex organizations.

For organizations managing higher-value or operationally complex payment flows, First Digital Pay provides infrastructure designed around visibility, control and reliable settlement.

  • Transaction visibility
  • Configurable payment workflows
  • Settlement reporting
  • API integration
  • Operational controls
  • Role-based access
  • Enterprise support

Availability of specific capabilities depends on product configuration and eligibility.

Payment Operations

Today

Pending review
3
Processing
12
Settlement
8
Completed
147

Workflow

PAY-2026-08814

  1. Payment received
  2. Review
  3. Approved
  4. Processing
  5. Settlement

Illustrative example

Built to integrate.

Connect First Digital Pay capabilities to your applications, commerce environment or internal payment workflows.

First Digital Pay is being designed around straightforward integration, clear transaction states and operational visibility from payment initiation through settlement.

API DocumentationTechnical references for integrating supported First Digital Pay capabilities.
Integration GuidesImplementation guidance for payment and settlement workflows.
SandboxA controlled environment for testing supported integrations when available.
WebhooksEvent-driven notifications designed to help applications respond to changes in transaction status.

Illustrative integration example

JavaScript
// Illustrative example only

const payment = await firstDigitalPay.payments.create(({
  amount: "1250.00",
  currency: "USD",
  reference: "INV-10482"
});

console.log(payment.status);

API structure and production functionality are subject to final technical implementation and product availability.

Illustrative event model

  1. payment.created
  2. payment.received
  3. payment.processing
  4. payment.settled

Proposed lifecycle for demonstration only. Final webhook event names and availability are subject to technical implementation.

Built for commerce without borders.

Modern businesses operate across markets, payment environments and currencies. First Digital Pay is being designed to support payment and settlement workflows that can expand through approved infrastructure, partners and eligible jurisdictions.

Availability varies by product, jurisdiction, partner capability and eligibility.

  • Payment
  • Processing
  • Settlement

A broader vision for digital financial infrastructure.

First Digital Pay™ owns the First Digital Bank® trademark, reflecting a broader long-term vision for financial technology, payments and digital financial infrastructure.

First Digital Pay remains focused on payment processing and settlement infrastructure. Any future services offered under the First Digital Bank® identity will be subject to applicable legal, regulatory and licensing requirements.

FIRST DIGITAL PAY™

Owner of the First Digital Bank® trademark

Ready to modernize how your business gets paid?

Talk with First Digital Pay about your payment requirements, settlement needs and integration environment.

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